In light of the current economy, many people are looking for ways to save money, perhaps none so fervently as homeowners who are having trouble keeping up the payments on their house. For these people, their mortgage (even if they’re current with the payments) can be a major hurdle to financial freedom. New rules may allow these homeowners to restructure their mortgage. Mortgage loan modification isn’t for everyone; there are some that would benefit from modification, and others who will not. This article will help you determine whether or not you qualify for a mortgage loan modification.